The baby boomer generation really are the blessed group. Born post second world war they are now approaching retirement age. It's well documented that the baby boomers worked through a great period of opportunities and prosperity. They had it all!

In the 1980-90's there was a glut of downsizing and many of those born before the baby boomers were faced with early retirement. They had little chance to do any retirement planning. It did not happen to me as I had started my own business, but I have many friends who were so affected.

I have seen these people, some of whom held high positions deteriorate dramatically. They look and behave older than their years.

My belief is that lack of stimulation through active work and involvement with others has led to this state of affairs. It saddens me. However all appears not to be lost. There is now an active policy on the part of some businesses to employ older workers. Ageism is out. No doubt some of the early retirees will be able to benefit.

But guess who the real beneficiaries will be? Do you get the drift?

It will be the baby booomers. It is now common place to hear of or read about people in their late 50's and early 60's retiring from their main profession and gaining further employment in a lesser occupation and possibly on a part time basis. They're the clever ones doing their retirement planning.

This is fine. All that accumulated experience should continue to be put to good use and not wasted as with the previous generation. There is one key proviso; this should not affect opportunity for those starting their careers. Let's hope our political masters are able to keep the world economy growing.

As in many cases these leaders are the baby boomers they will surely succeed in that task!

There is no sadder sight than a young pessimist -- Mark Twain.

Best wishes,

Michael Harrison.

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